You’ve just decided to start your credit repair mission. The effects of bad credit have been detrimental to your life and you want to do something about it.
I have some really good and bad news for you… 
I’m going to help you develop your personal credit repair road map, this is the good news as I’m revealing information that others sell in reports or ebooks. The honest truth is…
Destroying your credit can be done by anyone in a month, repairing your credit is a process that takes time.
By reading my blog, you will see quick improvements to your credit report, even within 30-45 days, but that’s just the beginning. Your goal should be a minimum score of 700+, that gives you the capability to qualify for just about anything. My blog is focused on revealing the secrets to credit that creditors and banks don’t want you to know. I’m doing my best to keep it fun and informative (your comments let me know how I’m doing, hint hint). On top of that, I mix in information to help you MAINTAIN your credit after you have repaired it. This will help you optimize your credit to levels you never imagined possible.
To fully optimize the credit repair process, EVERY CREDIT DECISION is crucial. The more informed you are, the more successful you will be.
My goal is to build a community of credit experts.
After you see the changes my process will make to your credit and life, I hope you become a contributing expert on my blog! Before that, let me introduce FIVE REQUIRED STEPS to start you on your path to credit repair success:
1. Check & Monitor Your Credit Score
Your credit score is the most important factor that creditors analyze when deciding to approve or deny your application. Knowing your credit score and seeing the improvements you achieve make it fulfilling, worthwhile, and hopefully enjoyable as well. Click here to get your FREE credit score and monitoring.
2. Fully inspect Your Credit Report From All Three Agencies
As you already know, the three major credit reporting agencies are Equifax, Experian, & TransUnion. Make sure you get the most recent report as information changes daily. Creditors don’t always report information to all three.
3. Remove Bad Credit From Your Reports
This is a complicated process that requires much more information than I can put in a paragraph. Please read my Fool-Proof Plan To Improve Your Credit Score in 45 Days for the best process to remove bad credit for free. It teaches you the exact process I started with when repairing my credit.
4. Start Making Payments To Bring Your Accounts To Current
You don’t want accounts that are behind in payments. If the account is open and it’s not a debt you’re disputing, make sure to start making payments. Any open account shouldn’t be delinquent, this is a big red flag and negatively effects your credit report and score.
5. Allow Time to Monitor Your Improvements
As I mentioned, my goal is to make you a credit expert. You will know how to fully benefit from the knowledge gained to get approved for anything you want. Make sure you leave time between changes so you can monitor and analyze the effects your effort has on your report and score. Your experiences combined with what you learn here will turn you in to a credit expert, it just takes time.
Combining your knowledge and experiences make sure the credit reporting agencies never downgrade your credit again.
Here is a BONUS TIP and UNOFFICIAL STEP 6:
You’ve now started on the path to improving your credit report and increasing your score. Stay tuned to my blog for more secrets and other free information that will guide you along the way. I’ve starting with the basics. Credit Repair is a process and I will bring you from start to finish so you can be a credit expert yourself. If you have not read my FICO Score Calculation Methods & Secrets, I recommend reading that to understand what is actually used to calculate your credit score.
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